CASHLESS PAYMENT OF MATERIAL NEED ALLOWANCE: BENEFITS AND RISKS

Rok / Year
2024
Číslo / Volume
Volume 16, No 1
Strany / Pages
32 - 53
DOI:
10.31577/PPFAR.2024.16.003
Autori / Authors
Zuzana Polačková
Jazyk / Language
SK/EN
Publikované / Published
Vydavateľ / Publisher
Prognostický ústav CSPV SAV
Dokument / Document
Download
Popis / Abstract
The material need assistance implemented by the state towards people from marginalised Roma communities (MRC) is perceived with a high degree of passion in Slovakia. This is mainly due to the negative perception of people from the MRC by the majority society and the conviction of a large part of the majority society about the disproportionately high amounts distributed in the welfare system, which leads to high negative consumption. In order to increase the effectiveness of benefits, initiatives are emerging to increase the financial literacy of welfare recipients. These include experimenting with the forms and frequency of benefit payments towards cashless payments made in several instalments. As part of the field research on which the paper is based, representatives of the various stakeholders, including the beneficiaries themselves, were consulted on the proposals to move towards a cashless, multi-instalment payment system. The article summarises the findings of the field research and draws attention to the misdirection of the proposed solutions and to the presence of a number of phenomena that have a negative impact on the situation of people from MRC. The research findings also highlight the surprisingly good level of financial literacy of many welfare recipients and the fact that many of the decisions and attitudes of these people are not due to low levels of financial literacy but to the high levels of frustration they face on a daily basis.
Kľúčové slová / Keywords:
Social Benefits, Cashless Payments, Roma, Financial Inclustion, Negative Consuption
Ako citovať / How to Cite:
ISO 690:
Z. Polačková. 2024. CASHLESS PAYMENT OF MATERIAL NEED ALLOWANCE: BENEFITS AND RISKS/ PP – FAR, vol. 16, no. 1, pp. 32-53. DOI: https://doi.org/10.31577/PPFAR.2024.16.003
APA:
Z. Polačková. (2024).CASHLESS PAYMENT OF MATERIAL NEED ALLOWANCE: BENEFITS AND RISKS/ PP – FAR, 16 (1), 32-53. DOI: https://doi.org/10.31577/PPFAR.2024.16.003